Category: Credit

Whether it be buying a house, financing a car, or constructing your ideal portfolio, debt levels are always a key consideration. But how much debt is too much? There are countless stories of...

There is a common myth that having many credit cards open at the same time hurts your credit score. Contrary to this belief, no, you can’t have too many credit cards to the point that it would...

Real estate is one of the most powerful investment vehicles that encourages using debt. While people might raise eyebrows to you buying stocks on the margin, they probably won’t think much of you...

Perhaps the most misunderstood concept in the personal finance realm, debt is something that should not be scoffed at. Debt has helped to create countless millionaires and billionaires. It has...

What is a HELOC? A home equity line of credit, or HELOC for short, is one of the more flexible financing options in real estate. A HELOC is basically a gigantic low-interest credit card that’s...

Your credit score is one of your most important personal financial measurements. Without a good credit score, it will be difficult to get approved for loans to buy real estate, cars, and other items,...